1. All Sales Are Final

By purchasing this Course, you acknowledge and agree that all sales are final. No refunds, chargebacks, or cancellations will be issued under any circumstances once a purchase is completed, except where required by law.

2. Course Delivery Format

This Course is delivered sequentially, class-by-class, on a structured schedule. You will receive access to new content over time, and not all content is available immediately upon purchase.

The gradual nature of the delivery does not entitle you to a refund, even if:

• You do not access the materials
  
  
• You fall behind
  
  
• You are dissatisfied with the content after purchase
  
  

3. Consumer Acknowledgment

By completing your purchase, you acknowledge and agree that:

• You have reviewed the course description, delivery schedule, and FAQ in full
  
  
• You understand the Course is non-refundable
  
  
• You are not relying on any representation, warranty, or guarantee outside what is stated on the official sales page
  
  

4. Compliance with Applicable Laws

This policy complies with Canadian consumer protection regulations. Kayman.ca does not exclude your statutory rights where such rights cannot be waived under law. If local laws require refundability in specific circumstances (e.g., fraudulent billing), those rights remain unaffected.

5. Chargebacks and Dispute Prevention

Initiating a chargeback or dispute without valid legal grounds constitutes a breach of this Policy. We reserve the right to dispute and defend against chargebacks, including providing this Policy and evidence of enrollment and delivery.

6. Support

We’re here to help you with technical or access-related issues. Please contact support@kayman.ca for assistance. Support requests do not impact the no-refund status.

7. Policy Acceptance

By purchasing the Course, you confirm that you have read, understood, and accepted this No Refund Policy, and that you are legally bound by its terms.