Kayman Inc Privacy Policy

Introduction

Thank you for considering Kayman Inc! Kayman Inc (“Kayman Inc,” “we,” “us,” or “our”) values your privacy and is committed to being transparent with how we handle your personal information. We believe in providing you with clarity, rather than surprises. In this privacy policy, we outline the personal information we collect, how we use it, and your choices and rights.

By using any of Kayman Inc’s Services, you confirm that you have agreed to our Terms of Service and that you have read and understood this Privacy Policy, included here.

We understand that you care about how your information is used and shared, and we appreciate your trust that we will handle it carefully and responsibly. This Privacy Policy explains how Kayman Inc collects and processes your personal information through our websites, products, services, and applications (referred to as “Kayman Inc Services”). By using Kayman Inc Services, you consent to the practices described in this Privacy Policy.

FIRST!

In order to access and utilize various services provided by Kayman Inc, you must create an account (“Account”), which will require payment. Please ensure that the information provided for your Account is accurate, complete, and consistently kept up to date. In order to provide you with the highest quality of services, it is important you provide us with accurate information to effectively communicate with you.

By providing your contact information, you are providing written instruction authorizing Kayman Inc and affiliates to obtain your personal credit profile or other information from credit reporting agencies under the FCRA solely to conduct a credit pre-qualification with just your name, phone, and email. You further understand that this is a soft pull and will not harm your credit in any way whatsoever.

PROTECT YOUR ACCOUNT

It is crucial that you take appropriate measures to protect the security of your Account and prevent unauthorized access. Safeguard your Account and ensure that your passwords and other authentication credentials are not accessible to others. You are solely responsible for any activity conducted through your Account and for maintaining the confidentiality and security of your passwords. Kayman Inc cannot be held liable for any actions or omissions on your part or by any other individuals in connection with your Accounts. If you suspect or become aware of any unauthorized use, theft, misappropriation, or compromise of your Accounts or passwords, or any actual or suspected unauthorized access to your Accounts, it is your responsibility to promptly notify us.

PLEASE CAREFULLY READ THIS PRIVACY POLICY TO UNDERSTAND HOW WE HANDLE YOUR INFORMATION. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE DO NOT USE THE SERVICES.

1. Information About You

We may collect different types of information depending on the Services you use, how you use them, and the information you choose to provide. While some parts of our Services may not require you to provide personally identifiable information (such as browsing the website without logging in), the specific data we collect directly from you may include:

  • Email address

  • Name

  • Log-in credentials (if you create a Kayman Inc account)

  • Billing information (especially information provided via the Credit Card Authorization Form)

  • Information about your purchases or other transactions with us

  • Information about your interactions with our customer service

  • Demographic information, such as gender or other details you choose to provide in your Kayman Inc profile

  • User-generated content you provide to us, such as comments, survey responses, class reviews, or participation in public forums

  • Classes in which you enroll

  • Any other information you choose to provide to us directly in connection with your use of our Services

2. Personal Information We Collect

In addition to the information provided under Section 1 and to provide and enhance our products and services, Kayman Inc collects various personal information about you or your device. This includes:

  • Information you provide to create an account, such as your email address, first name, and last name

  • Information you provide when signing up for paid services, including your billing address and a portion of your payment information obtained from our payment processor (e.g., last four digits, country of issuance, and expiration date of the payment card)

  • Emails and other communications you send us or contribute, such as customer support inquiries or posts on our message boards or forums (note: data, content, and information shared on public parts of our sites is accessible to others)

  • Information you share with us in connection with surveys, contests, or promotions

  • Information gathered from your use of the Services or users’ sites, such as IP addresses, preferences, web pages visited before accessing our or users’ sites, browser information, network or device details (e.g., browser type, operating system, internet service provider), and information on how you interact with the Services and users’ sites (e.g., timestamps, clicks, scrolling, browsing times, searches, transactions, referral pages, load times, and any issues encountered)

  • Information received from partners to support marketing initiatives, enhance our Services, and better monitor, manage, and measure our advertising campaigns. This may include details about when our partners display our ads on their advertising platforms

  • Other information you directly submit to us or provide through third-party services when using such services to create an account (subject to your privacy settings with the third-party service)

3. How We Use Your Personal Information

Your personal data may be used to manage, offer, enhance, and refine our products and offerings. Here are some of the ways your data is utilized:

  • Delivering services

  • Processing payments

  • Executing and managing orders

  • Interacting with you regarding orders, offerings, and promotional content

  • Maintenance and improvement of Kayman Inc Services

  • Providing essential features

  • Troubleshooting and problem-solving

  • Customizing your experience

  • Fraud mitigation and credit risk management

  • Sending interest-based advertisements and updates

  • Ensuring legal compliance

  • Reaching out via phone, email, or live chat

  • Testing and developing new offerings

  • Enforcing our terms and conditions

  • Defending legal claims

We may also:

  • Combine your information with other data from online/offline sources

  • Create aggregate or anonymous data for research and business purposes

  • Use your phone number for communication (but not sell/share it for marketing without your consent)

4. How We Collect Personal Information

We collect personal information from:

  • You directly: When you register for an account, fill out a form, submit surveys, participate in contests, promotions, or customer service inquiries

  • Your use of Kayman Inc services: IP addresses, device info, browsing history, referral pages, time on site, and interactions

  • Cookies and tracking tools: We use cookies and similar technologies for analytics, personalization, and advertising

  • Third-party services: If you sign in with Google or another provider, we may receive basic account info (not your password)

  • Payment processors: When you make payments, they may send us limited payment-related data

  • Partners: For marketing, analytics, and advertising

We continually evaluate and modify our data collection tools in line with technology developments. For questions about cookies or data tracking, contact us at info@kayman.ca

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